Le Chase Sapphire Preferred® Card est idéal pour ceux qui hésitent entre les récompenses de voyage et le cashback. Avec un potentiel de gain attractif et des avantages flexibles, il offre jusqu’à 1 050 $ en valeur de voyage, 60 000 points bonus, et un crédit de 300 $ sur les achats de voyage. Ses 6 avantages incluent des récompenses élevées sur les voyages, la possibilité de transférer des points, des taux compétitifs pour les dépenses quotidiennes, des protections voyages basiques, et une annualité raisonnable de 95 $.
Choosing a new credit card can seem daunting, especially if you’re uncertain about the card type that suits you best. You might want to explore travel rewards but aren’t ready to dive into a specific program just yet. Alternatively, you may wish to earn cash back from your everyday spending but find it challenging to determine how you’d like to redeem those rewards.
In such cases, a card that offers good overall rewards alongside enhanced travel benefits, such as the Chase Sapphire Preferred® Card, can be a perfect choice. With its flexible rewards system, this card stands out for providing both travel advantages and rewards freedom, without eliminating the opportunity to earn cash back.
The Chase Sapphire Preferred allows for up to $1,050 in Chase Travel℠ value. You’ll earn 60,000 bonus points after spending $4,000 in purchases within the first three months from account opening, equating to a value of $750 when redeemed through Chase Travel. Additionally, you can receive up to $300 in statement credits for Chase Travel purchases during your initial year.
6 Advantages of the Chase Sapphire Preferred
1. Enhanced travel rewards via the Chase portal
The primary reason to consider the Chase Sapphire Preferred for your next credit card is its ability to help you experience travel rewards without imposing a hefty annual fee. This card allows you to book travel directly with points through the Chase portal, offering a 25% enhanced value for your rewards.
The Chase travel portal is user-friendly. Simply search for flights, hotel accommodations, car rentals, and other travel options, then decide if you want to pay using points, cash, or a mix of both.
2. Point transfer to partners
This card also enables you to transfer your points to Chase airline and hotel partners at a 1:1 ratio. These partners include brands like British Airways, Southwest Rapid Rewards, United MileagePlus, Marriott Bonvoy, and World of Hyatt. You can often receive greater rewards value by transferring points to partners prior to making a redemption.
For instance, if you aim to book a hotel stay in Miami, Florida, and have a reserve of Chase Travel rewards points, you might initially check the Chase portal for deals. If you don’t find suitable offers, you may want to transfer your points to one of Chase’s hotel partners, such as IHG One Rewards, Marriott Bonvoy, or World of Hyatt.
For example, booking a room at the Hyatt Regency Miami could either cost 15,000 points or $311 per night. By transferring 15,000 Chase points to your World of Hyatt account for this booking, you would be receiving over 2 cents per point in return for your rewards.
3. Great non-travel reward redemptions
Another significant advantage of the Chase Sapphire Preferred is being able to redeem your rewards for non-travel options without losing points value. This card provides a standard redemption rate of one cent per point for various non-travel redemption alternatives, like cash back or statement credits. This benefit is not always available with other rewards programs, such as American Express Membership Rewards.
Moreover, most gift card redemptions through Chase also offer this same rate of one cent per point or even better, as Chase frequently runs gift card promotions.
While the selection of discounted gift cards with Chase may change regularly, there are often at least ten gift card choices available at a 10% discount when redeemed with points. For example, a $25 gift card may cost you only 2,250 points, whereas some $10 gift cards start from 900 points.
4. High rewards rates on daily spending
In addition to robust redemption flexibility, the Chase Sapphire Preferred provides some of the most competitive earning rates based on common spending habits.
Initially, if you earn the Chase Sapphire Preferred welcome bonus, you’ll start with a significant points balance. Additionally, this card grants 5x points on travel booked via Chase Travel℠, 5x points on Lyft rides (until March 31, 2025), 3x points on dining, online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services, 2x points on other travel expenses, and 1x point on all other purchases.
5. Basic travel protection features
If you are in the market for a credit card that includes some travel insurance perks, the Chase Sapphire Preferred is a cost-effective option.
Additionally, Chase provides several consumer protections for purchases, including extended warranty coverage on items with a manufacturer’s warranty and purchase protection against damage or theft, covering claims up to $500